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Best Commercial Insurance Agents in Miami, FL

General liability, commercial property, BOP, workers' compensation and professional liability for Miami-Dade businesses — including the trades, hospitality and import/export operations that define the local economy.

39 insurance agencies listed · Updated August 2026

Licensed 20+ yrsHomeowners InsuranceCoral Gables

Self-styled 'Insurance Ladies' of Coral Gables, writing home, wind, auto and commercial coverage with Citizens, Universal, Foremost and Infinity; also licensed for surety. Serving since 2006.

Compiled from public business listings. Not yet confirmed by the owner.

Licensed 20+ yrsHomeowners InsuranceHialeah

AllStar Direct in Hialeah quotes home, auto and commercial coverage through Nationwide, Progressive and Southern Oak, with life and financial products alongside. Licensed since 2006.

Compiled from public business listings. Not yet confirmed by the owner.

Licensed 20+ yrsHomeowners InsuranceNorth Miami

North Miami agency writing home, condo and commercial risk with Universal and Great Midwest among its carriers, plus supplemental life and health products. Licensed since 2006.

Compiled from public business listings. Not yet confirmed by the owner.

Licensed 20+ yrsHomeowners InsuranceDoral

Doral independent agency covering home, flood, auto, commercial and marine risk, with health and supplemental lines through Florida Blue and Aflac. Its agent in charge also holds a public adjuster license. Serving Miami since 2006.

Compiled from public business listings. Not yet confirmed by the owner.

Licensed 20+ yrsCommercial InsuranceBrickell

The Florida arm of global broker Aon, working from Brickell on commercial risk placements with Travelers, Federal (Chubb) and surplus lines markets. Licensed since 2006.

Compiled from public business listings. Not yet confirmed by the owner.

Licensed 20+ yrsHomeowners InsuranceHialeah

Hialeah independent covering home, hurricane, auto and small-business risk, with markets including Progressive, United Automobile and Security National. Licensed since 2006.

Compiled from public business listings. Not yet confirmed by the owner.

Licensed 20+ yrsHomeowners InsuranceHialeah

Hialeah's Choice Insurance Group writes home, flood, windstorm, auto and commercial packages — Universal, Responsive Auto and Progressive among its markets — with an all-lines adjuster on staff. Licensed since 2006.

Compiled from public business listings. Not yet confirmed by the owner.

Licensed 20+ yrsHomeowners InsuranceCoconut Grove

Coconut Grove agency (a We Insure franchise) writing home, flood, condo, auto and business coverage, with life markets including Banner and Brighthouse. Licensed since 2006.

Compiled from public business listings. Not yet confirmed by the owner.

Licensed 20+ yrsHomeowners InsuranceHomestead

Florida Farm Bureau agency in Homestead writing home, flood, auto and life coverage through the Farm Bureau companies and partner carriers. Licensed since 2006.

Compiled from public business listings. Not yet confirmed by the owner.

Licensed 20+ yrsHomeowners InsuranceLittle Havana

E & L Insurance on Calle Ocho writes Miami home, flood, condo and car insurance plus small-business coverage, with life markets including Pacific Life and Banner. Licensed since 2006.

Compiled from public business listings. Not yet confirmed by the owner.

Licensed 20+ yrsHomeowners InsuranceCoral Gables

Coral Gables independent writing home, wind, auto and commercial risk with Citizens, Homeowners Choice, Markel and Condo Owners Reciprocal Exchange among its markets. Licensed since 2006.

Compiled from public business listings. Not yet confirmed by the owner.

Licensed 20+ yrsHomeowners InsuranceAventura

Aventura-based independent writing home, auto and commercial packages — Homeowners Choice, Vault Reciprocal and Western Surety appointments — plus life products. Licensed since 2006.

Compiled from public business listings. Not yet confirmed by the owner.

Licensed 20+ yrsHomeowners InsuranceKendall

Family-run Kendall consultancy whose book spans home, flood, auto, commercial and marine risk as well as a deep life portfolio with carriers including Pacific Life, Protective and Banner. Licensed in Florida since 2006.

Compiled from public business listings. Not yet confirmed by the owner.

Licensed 20+ yrsHomeowners InsuranceAventura

Golden Global in Aventura covers home, flood, auto and business risk with Universal, Citizens, Florida Family and Progressive appointments, plus surplus lines capacity. Licensed since 2006.

Compiled from public business listings. Not yet confirmed by the owner.

Licensed 20+ yrsHomeowners InsuranceHomestead

Gruber & Associates in Homestead writes homeowners, condo, auto and small-business coverage with Southern Oak, TypTap, Citizens and American Modern among its carriers. Licensed since 2006.

Compiled from public business listings. Not yet confirmed by the owner.

Licensed 20+ yrsHomeowners InsuranceHialeah

LP Insurance Associates in Hialeah writes home, commercial and auto risk with Southern Oak, Philadelphia Indemnity, Selective and Homeowners Choice appointments. Licensed since 2006.

Compiled from public business listings. Not yet confirmed by the owner.

Licensed 20+ yrsHomeowners InsuranceDoral

Doral general lines agency writing home, condo, auto and commercial business, with Citizens, Southern Oak and Progressive appointments. Licensed since 2006.

Compiled from public business listings. Not yet confirmed by the owner.

Licensed 20+ yrsHomeowners InsuranceCoral Gables

Cardillo Insurance, run from Coral Gables, writes auto, home, flood and small-business coverage through Ocean Harbor, Citizens, Foremost and Universal. Licensed since 2006.

Compiled from public business listings. Not yet confirmed by the owner.

Licensed 20+ yrsHomeowners InsuranceCoral Gables

Coral Gables agency covering home, flood, hurricane, condo, auto and business insurance — appointed with Universal, TypTap, Citizens and Slide. Licensed since 2006.

Compiled from public business listings. Not yet confirmed by the owner.

Licensed 20+ yrsHomeowners InsuranceLittle Havana

Little Havana agency writing personal and business insurance — home, flood, wind, auto and workers' comp — with Citizens, Universal and American Bankers flood among its markets. Licensed since 2006.

Compiled from public business listings. Not yet confirmed by the owner.

Licensed 20+ yrsHomeowners InsuranceHialeah

Hialeah brokerage covering home, flood, auto and commercial lines through Progressive, Universal, Infinity and Security National. Licensed since 2006.

Compiled from public business listings. Not yet confirmed by the owner.

Licensed 20+ yrsHomeowners InsuranceAventura

Aventura agency writing home, auto and business coverage with a Travelers-centered carrier lineup, plus life and legal-expense products. Licensed since 2006.

Compiled from public business listings. Not yet confirmed by the owner.

Licensed 20+ yrsHomeowners InsuranceLittle Havana

Little Havana independent — in business per its own site since 1995 and DFS-licensed as an agency since 2006 — quoting home, flood, condo, auto and commercial risk with Citizens, Universal, Progressive and Responsive Auto.

Compiled from public business listings. Not yet confirmed by the owner.

Licensed 20+ yrsAuto InsuranceAventura

Aventura agency operating as Miami Insurance Brokers, with a strong Florida Blue group-health book plus personal and commercial lines. Licensed since 2006.

Compiled from public business listings. Not yet confirmed by the owner.

Licensed 20+ yrsHomeowners InsuranceCoconut Grove

Commercial-lines brokerage in Coconut Grove placing business property and casualty risk with Zenith, Great American, Travelers and XL Specialty; an all-lines adjuster is on staff. Licensed since 2006.

Compiled from public business listings. Not yet confirmed by the owner.

Licensed 16+ yrsHomeowners InsuranceNorth Miami

North Miami firm pairing property and commercial coverage with a financial-services practice — Athene, Aetna, Protective and Transamerica appointments; the agent in charge also holds an all-lines adjuster license. Licensed since 2010.

Compiled from public business listings. Not yet confirmed by the owner.

Licensed 16+ yrsHomeowners InsuranceHomestead

Homestead agency specializing in trucking and commercial auto alongside personal lines, appointed with Progressive, Prime Property & Casualty and Oak River. Licensed since 2010.

Compiled from public business listings. Not yet confirmed by the owner.

Licensed 15+ yrsHomeowners InsuranceMiami Beach

AllStar Insurance Services on Miami Beach quotes home, flood, condo and auto coverage — Homeowners Choice, Monarch National and American Bankers flood among its markets — with surplus lines capacity for harder risks. Licensed since 2011.

Compiled from public business listings. Not yet confirmed by the owner.

Licensed 15+ yrsHomeowners InsuranceHomestead

DTRT Insurance Group in Homestead covers home, flood, wind, condo, auto and business risk, with health and life markets including Cigna, Florida Blue and Prudential. Licensed since 2011.

Compiled from public business listings. Not yet confirmed by the owner.

Licensed 14+ yrsHomeowners InsuranceMiami Beach

Miami Beach agency covering home, condo, auto, boat and business insurance, appointed with Universal, Homeowners Choice, Security National and MetLife. Licensed since 2012.

Compiled from public business listings. Not yet confirmed by the owner.

Licensed 13+ yrsHomeowners InsuranceWynwood & Edgewater

MJM Global, based in Midtown, specializes in jewelers-block and commercial property risk — Jewelers Mutual and surplus lines markets — alongside homeowners placements. Licensed since 2013.

Compiled from public business listings. Not yet confirmed by the owner.

Licensed 12+ yrsHomeowners InsuranceMiami Beach

Independent Miami Beach agency writing home, condo, auto and small-commercial packages through Citizens, Universal, Progressive and Security First. Licensed since 2014.

Compiled from public business listings. Not yet confirmed by the owner.

Licensed 11+ yrsHomeowners InsuranceCoconut Grove

Coconut Grove agency writing home, flood, wind and auto coverage through People's Trust, Universal, Citizens and Progressive. Licensed since 2015.

Compiled from public business listings. Not yet confirmed by the owner.

Licensed 11+ yrsHomeowners InsuranceWynwood & Edgewater

Home Port Insurance, a Liberty Company partner in Edgewater, writes home, flood, auto and marine coverage with Florida Peninsula, Edison and People's Trust among its carriers. Licensed since 2015.

Compiled from public business listings. Not yet confirmed by the owner.

Licensed 7+ yrsHomeowners InsuranceWynwood & Edgewater

Noble Insurance in Edgewater covers home, auto, commercial and life coverage for Miami clients, with Voya, Symetra and Aflac among its appointments. Licensed since 2019.

Compiled from public business listings. Not yet confirmed by the owner.

What to check before you buy commercial insurance in Miami

  • Florida requires workers' compensation at one employee in construction, four in most other industries. Misclassifying contractors as exempt is where audits find money.
  • A BOP bundles property and liability cheaply, but sublimits catch people out. Check business interruption limits against a realistic closure.
  • Certificates of insurance are usually what a landlord or a general contractor actually needs. Confirm the exact required limits before you buy.
  • Named-storm coverage on commercial property often carries its own deductible and its own exclusions. Read them separately.
  • If you handle client data or give professional advice, general liability will not respond. That is what cyber and E&O are for.

Other coverage types