HO-6 coverage for Miami's condo market, where the line between what the association covers and what you cover has moved sharply since the 2022 structural safety reforms and the special assessments that followed.
13 insurance agencies listed · Updated August 2026
North Miami agency writing home, condo and commercial risk with Universal and Great Midwest among its carriers, plus supplemental life and health products. Licensed since 2006.
Compiled from public business listings. Not yet confirmed by the owner.
Coconut Grove agency (a We Insure franchise) writing home, flood, condo, auto and business coverage, with life markets including Banner and Brighthouse. Licensed since 2006.
Compiled from public business listings. Not yet confirmed by the owner.
E & L Insurance on Calle Ocho writes Miami home, flood, condo and car insurance plus small-business coverage, with life markets including Pacific Life and Banner. Licensed since 2006.
Compiled from public business listings. Not yet confirmed by the owner.
Gruber & Associates in Homestead writes homeowners, condo, auto and small-business coverage with Southern Oak, TypTap, Citizens and American Modern among its carriers. Licensed since 2006.
Compiled from public business listings. Not yet confirmed by the owner.
Doral general lines agency writing home, condo, auto and commercial business, with Citizens, Southern Oak and Progressive appointments. Licensed since 2006.
Compiled from public business listings. Not yet confirmed by the owner.
Coral Gables agency covering home, flood, hurricane, condo, auto and business insurance — appointed with Universal, TypTap, Citizens and Slide. Licensed since 2006.
Compiled from public business listings. Not yet confirmed by the owner.
Little Havana independent — in business per its own site since 1995 and DFS-licensed as an agency since 2006 — quoting home, flood, condo, auto and commercial risk with Citizens, Universal, Progressive and Responsive Auto.
Compiled from public business listings. Not yet confirmed by the owner.
Alltrust (Sunny Isles/Aventura) covers home, flood, wind, condo and auto risk plus life products through Pacific Life, Banner and Mutual of Omaha affiliates. Licensed since 2009.
Compiled from public business listings. Not yet confirmed by the owner.
AllStar Insurance Services on Miami Beach quotes home, flood, condo and auto coverage — Homeowners Choice, Monarch National and American Bankers flood among its markets — with surplus lines capacity for harder risks. Licensed since 2011.
Compiled from public business listings. Not yet confirmed by the owner.
DTRT Insurance Group in Homestead covers home, flood, wind, condo, auto and business risk, with health and life markets including Cigna, Florida Blue and Prudential. Licensed since 2011.
Compiled from public business listings. Not yet confirmed by the owner.
Miami Beach agency covering home, condo, auto, boat and business insurance, appointed with Universal, Homeowners Choice, Security National and MetLife. Licensed since 2012.
Compiled from public business listings. Not yet confirmed by the owner.
Independent Miami Beach agency writing home, condo, auto and small-commercial packages through Citizens, Universal, Progressive and Security First. Licensed since 2014.
Compiled from public business listings. Not yet confirmed by the owner.
Coconut Grove agency writing home, flood, wind and auto coverage through People's Trust, Universal, Citizens and Progressive. Licensed since 2015.
Compiled from public business listings. Not yet confirmed by the owner.